Episodes
Wednesday Jun 15, 2016
What is the Federal Reserve's NATURAL RATE?
Wednesday Jun 15, 2016
Wednesday Jun 15, 2016
So, all things being equal, what is the Federal Reserve's "natural rate"? The ideal rate that creates the so-called "three bears economy"...not too hot, not too cold. Used to be around 5%, but many seem to think it's more around 2-3% today. Why does this matter? Because it tells a lot whether the Fed wants to raise rates or lower them (long term) and where we might be headed with our home and consumer loans in the near term. Our hosts Hamid and Fay Hamadanchy then dive into some more "macro economic trends" that factor into those Fed decisions (mainly the jobs report and "consumer demand") and how perplexed they are that job growth has been slowly but steadily growing since "The Great Recession" (except for THIS week's poor performance) while consumer demand remains stubbornly weak. What's going on? Find out in this week's fascinating look at housing prices and loan rates as they try and peer into the Fed's crystal ball and see where we headed this year. Only on Orange County's only community radio station, www.OCTalkRadio.net.
Wednesday Jun 15, 2016
Buying a Home with Funds From Your 401K
Wednesday Jun 15, 2016
Wednesday Jun 15, 2016
This week's wide ranging discussion starts off with our weekly look at what the Fed is or isn't going to do with interest rates right now (a topic on everyone's mind) and moves into a deeper discussion about how the Fed is really just there to control American Consumer Demand. That means it does not really factor in world economies and whatever demand there might be for our products overseas, especially with our dollar being so low relative to other currencies. So are they missing key elements when it comes to deciding whether to pump the economy or slow it down thru their control of the Federal lending rate...the so-called "discount rate" the Federal Reserve charges commercial banks and other depository institutions on loans they receive from their regional Federal Reserve Bank. You decide. Then listen to the last part where our hosts Hamid and Fay Hamadanchy discuss using funds from your 401K to purchase your next fund. You won't want to miss this one! Only on Orange County's only community radio station, www.OCTalkRadio.net.
Thursday May 19, 2016
The Economic Effects of Our Election
Thursday May 19, 2016
Thursday May 19, 2016
Don't miss this wide ranging discussion about the possible economic impacts of our upcoming national election. How will the stock markets react (or will they?) What could massive deportation or immigration bans mean for our economy? And why isn't Wall Street more nervous about the political revolt happening on Main Street America?
Monday Apr 04, 2016
Understanding VA Loans for Military Veterans
Monday Apr 04, 2016
Monday Apr 04, 2016
Even those who've served in the military don't always understand the great loans available to buy their home thru the Veteran's Administration. Who qualifies? What are the advantages and benefits? And does it take any extra time to process? All these questions and more are answered this week by our hosts, Hamid and Fay Hamadanchy as they look at one of the least understood Federally guaranteed loan programs available to all our veterans on this week's installment of the OC HOUSING CONNECTION, right here on Orange County's only community radio station, www.OCTalkRadio.net.